I had a heart attack on April 29th! I went to St Luke’s south ER that morning about 2 am By 430 am they installed a stint and then held be for observation till the next morning St Luke’s billed my insurance carrier about $80k I think St Lukes was paid about $20k I also had 4 different doctor bills that were paid at 100 percent My total out of pocket was $295 for the one night hospital room I have since paid $25 for a follow up Dr visit and that’s it ! They recommended a 17 week PT plan That I am doing, my insurance carrier is paying that at 100 percent ! I do have one new drug that I am paying $144 for 90 days They say I will likely be on it for up to 1 year. My next Dr appointment is not until this December. So needless to say I am very pleased with my advantage plan you recommended !!! I thought you would like to see an actual case in action. Thanks for your help !